Welcome to the area of our Website dedicated entirely to

Health Care Professionals

Click Here for an Important Insurance Bulletin

Directions for filling out our forms for Medical Professionals.

Rapid Quote Form When you click on the link in the field below a new window will open on your computer. You may then print and fax that for to Woodland or send it via US Mail to: The Woodland Group  376 Route 15  Sparta, NJ  07871
Buyers Survey Follow the link below to the Buyers Survey form and you may fill it out and have it sent directly to our office electronically. 

 

 

GROUP PHYSICIANS PRACTICE INSURANCE TRUST

Our firm has qualified to be a representative of a Group Practice Insurance Trust. The Trust was created in 1958 and has been underwritten by CNA Insurance Company since its inception, making it the oldest relationship of its kind.

We can offer our physicians and dentists two products that are absolutely unique to health care professionals.

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The Income Protection Plan

The Woodland Group offers The Income Protection Plan, a long-term disability insurance program designed to provide comprehensive protection for physician and dentist members and other highly compensated employees of group practices.

The Income Protection Plan incorporates a wide range of program design options and benefit levels which are among the best available to physicians and dentists.

To allow you to offer your client or prospects a plan designed to fit their special needs, the Income Protection Plan offers many valuable features:

"Doctors Specialty" protection to age 65 to assure the broadest protection in the event of disability

Up to $15,000 of monthly benefits (without evidence of insurability based upon the group size)
Non-integrated and multiple benefit integration options
Wide range of elimination period options, all satisfied with total or partial disability
Guaranteed minimum payments for certain accidents
HIV+/Hepatitis B contractual benefit option to cover involuntary loss of income even though not physically disabled
Rehabilitation (partial disability benefit) payable for full benefit period
Arbitration board composed of doctors and a separate claims appeals process
Renewability commitment assuring continuity of coverage
Rate guarantee from 12-24 months, depending on plan effective date

 

Salary Continuance Plan

The Woodland Group offers The Salary Continuance Plan, a long term disability insurance program designed for group practice personnel not insured by the Income Protection Plan.

A perfect companion to the Income Protection Plan, The Salary Continuance Plan offers a number of attractive features:

Benefit levels up to 2/3 of salary and with benefit periods to age 65 and beyond
Broad total disability definition
Rehabilitation (partial disability) benefit payable for full benefit period
Full maternity coverage
Guaranteed minimum payments for certain injuries
Benefit integration with retirement funds only when they exceed 15% of gross salary
Three months of Survivor Income Benefits.
Elimination period can be satisfied with partial disability (full residual)
Individual group cannot be singled out for cancellation
Renewability commitment
Minimum benefit guarantees